There are tons of techniques out there that people use to try to change their relationship with money, from budgeting to using affirmations or techniques like NLP (Neuro-linguistic programming), and sometimes, these techniques are not the most effective for creating big change. Today, I’m sharing how to most effectively change your money mindset.
If you truly want to change your relationship with money, you need a holistic approach. One that incorporates mindset, behavior and energy.
One of the biggest mistakes people make is focusing on managing their behavior with money. For instance, let’s say that you want to tame your overspending, so you put yourself on a budget. The belief is, “I should be more disciplined about my money.” While that’s probably very true, the problem with focusing on managing the behavior is that you’re only managing the behavior. That’s it. And that doesn’t work because the behavior is simply a symptom of your underlying belief system around money.
Let’s stick with the overspending example. People who consistently overspend have something going on underneath all of that inside their belief system. It might be, “I don’t know when the next client is going to come, so I want to make sure that I get everything I can get with what I have right now.” Another common underlying belief with overspending is, “I’m so behind that as soon as money comes in, it’s already going back out.” With this belief, you might think you’re overspending, but really, you’re playing catch up.
You’ve probably heard numerous judgments about people who overspend. They’re not disciplined. They’re not responsible. So, if you believe you fall into the category of overspenders, you start beating yourself up in your head, which contributes to your money problem by undermining your sense of self-worth.
All of this happens without you actually identifying where the behavior is coming from. There are underlying things going on, and if you truly want to change your relationship with money and see that shift reflected in your sales and in your bank account, you need to go deeper. You need to ask, “What is the root cause of what’s going on for me with this overspending?”
After simply trying to manage behavior without addressing the root of the problem, the next mistake people make when attempting to shift their relationship with money is focusing solely on mindset reframe. “I just need to tell myself a different story about money.” Or, “I’ll use affirmations, and I’ll say it until I believe it.” While those approaches are great and can work, they often take a really long time.
Why? Because in working on mindset, you’re competing with things operating on a subconscious level: memories and past experiences that shape and drive your current behavior. These are deeply, deeply ingrained, and that programming has been there for a while.
I’m not 100% sure where, but I’ve read that most of our ideas about money are pretty solidly in place by age eight. So if you think about it, the programming around money you received in early childhood, when you were too young to even fully understand the world, is driving your current financial behavior.
Think of your brain as a huge computer. Each experience that you’ve had with money is stored, like a file. It’s just a file in there! When you have an experience that’s similar to one you’ve faced in the past, that file is activated. And those memories (and the deep beliefs they inform), they come to the forefront. Even if you’re not conscious of it, you’re constantly reliving the past. When outside stimuli feel familiar, your brain goes, “Oh, this has happened before. Let me bring up what happened last time.”
Think about it. Think about all the experiences that you’ve had with money, and all the past memories that get brought up when you have a similar situation happen. You’re like, “Oh, man, I’m doing this again.”
The key to changing your mindset is breaking that patterning. Literally doing a pattern interrupt when those old patterns come up, so it breaks up the memory recall, and you can create new habits.
So how do you create that pattern interrupt? Well, the thing about memories and past experiences is that they’re locked in, and they’re tied to emotions. When we get emotional, we tend to slip back into those patterns, even if we’ve been doing mindset work. To truly create a shift, you need to know how to deal with the emotions that come up and trigger old patterns.
So far we’ve talked about the behavioral side with managing behavior and how it’s really just managing a symptom. We’ve talked about mindset, and how if you’re focusing solely on mindset, you’re neglecting the power of your emotions to keep you stuck. So how do you actually go about creating change?
You start with the body. You tune into your own energy and into the emotions around money, because together, those two factors ultimately dictate your behavior.
If you want to create a different behavior with money, focus on changing how you feel. Shifting your energy. This is how you break past patterning and release past experiences, creating the space you need to bring in new ways of being.
So much of our experience in our life is locked into our bodies. Everything, including all the negative emotions around money, is stored on an energetic level. It’s crucial to know how to shift and change your emotions to create real change in your life, and to do that, you have to be in relationship with them.
We live from the neck up. We want to power through. We say, “I’m just going to push. I’m going to push through. I want to make this happen.” In reality, what we’re trying to push through are past emotions, and we’re trying to do that without actually feeling the emotions or dealing with them. But you’ve got to deal with it.
To create change in your life that sticks, you need the skills to be able to shift and heal past experiences. To release emotional charge. To shift the energy. To shift the programming on the deepest levels. If you learn to do this energy work, you’ll be able to create the space in your mind and body to embody a higher frequency and truly begin to think and feel differently about money.
The biggest misconception about doing energy work is that you need to have trained in it and be highly intuitive, and that’s not necessarily true. You just need to have a belief that change is possible and to understand and accept that your energy is programmed a certain way. With that, you can create change. If you don’t believe that energy is a factor in creating change, then these techniques will not going to work for you.
If you’re ready to get started, I’ve got an amazing gift for you called “Change Your Money Mindset in 10 Minutes a Day.” This guide is a step-by-step process that addresses: how to go about changing your relationship with money, changing stories, changing beliefs, changing past programming that doesn’t support your money goals. It’s a mind-body, energetic-emotional approach to creating that change. I share basic energy clearing skills that you can use to start to shift your emotions and clear old energy right away.
I truly believe everyone who is in the transformational field, on a mission, in leadership or entrepreneurship needs to know how to do their own energy work so they can manage their energy on a daily basis, manage their emotions, and increase their wealth consciousness to create different results in their sales and their bank accounts.
You can get the “Change Your Money Mindset in 10 Minutes a Day” free gift below this video.
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